2025 Title Deed Fees in Turkey

Understanding the costs associated with real estate transactions is crucial, especially with the updated 2025 title deed fees in Turkey. In this guide by Yükselen Mimari, you will find a detailed overview of current charges, regulations, and expert tips to ensure a smooth property transaction.

Overview of 2025 Title Deed Fees in Turkey

Title deed transactions involve multiple costs, including deed fees and revolving fund charges. Awareness of these expenses helps buyers and sellers plan budgets effectively and avoid unexpected financial burdens.

What Is a Title Deed Fee and How Is It Calculated?

The title deed fee is a legal tax paid to the government during property sales. It is calculated based on the declared property value. Both buyer and seller share this fee equally. Incorrect declarations can lead to serious penalties.

2025 Title Deed Fee Rate: What's New?

The 2025 title deed fee remains at 4% of the declared property value, split equally between buyer and seller (2% each). Payments can be made via credit cards through the Revenue Administration portal or affiliated banks like Ziraat Bank, Halkbank, and VakıfBank.

Updated Revolving Fund Fee for 2025

The revolving fund fee, managed by the General Directorate of Land Registry and Cadastre, is approximately 1,183 TL in 2025 but varies by region. For example, Istanbul applies a local coefficient of 2.5, increasing the fee to around 2,957.5 TL.

Distribution of Costs Between Parties

Unless otherwise agreed, all costs are equally shared. Proper pre-calculation avoids disputes and financial surprises during transactions.

Title Deed Fees by Property Type

Residential Property (Apartments)

For residential sales, the 4% fee is split equally. A 3 million TL apartment sale results in each party paying 60,000 TL, totaling 120,000 TL plus regional revolving fund fees.

Land and Agricultural Properties

Similar fee structures apply. Location significantly impacts declared values and total fees.

Commercial Real Estate (Shops, Offices)

High-value commercial properties lead to proportionally higher title deed and revolving fund fees.

Special Cases: Gifts, Inheritance, and Mortgages

Gifts (Donations)

Gift transactions incur a 6.831% title deed fee paid by the recipient, calculated based on the property's declared value.

Inheritance Transfers

Inheritance transfers are exempt from the standard title deed fee but require payment of a revolving fund fee.

Mortgages

Mortgage deeds incur a 0.455% fee based on the loan amount. Amendments to mortgage deeds also attract similar charges.

Title Deed Fee Calculation Examples

Example: For a 3,000,000 TL property:

• Buyer pays: 3,000,000 x 0.02 = 60,000 TL

• Seller pays: 3,000,000 x 0.02 = 60,000 TL

• Total: 120,000 TL

Revolving Fund Fee Example: 822 TL x 2.5 (Istanbul coefficient) = 2,055 TL

How to Pay Title Deed Fees

Payments can be made using an e-collection number via:

• Bank branches and ATMs

• Internet banking and mobile apps

• E-Government portal

• Credit card payments on the Revenue Administration website

How to Check Your Title Deed Fee

Use e-Government, the Revenue Administration's website, or the General Directorate of Land Registry and Cadastre portal. Input your e-collection number to verify fees.

Common Mistakes and How to Avoid Them

Underreporting property values is a common but risky mistake, leading to penalties including additional taxes, interest charges, and even potential nullification of the transaction.

What is a Remorse Petition and How to Submit It?

If a wrong value is declared, a remorse petition allows correction before an official investigation. Submit the petition and pay the corrected fee within 15 days to avoid penalties.

How to Avoid Penalties in Title Deed Transactions

Always declare the actual sale value. From January 1, 2025, digital documentation and chip-based IDs are mandatory for title transactions, increasing transparency and security.

Final Tips for Smooth Title Deed Transactions

Work with licensed professionals, safeguard your personal information, and ensure your registered phone number is updated on the e-Government portal to receive transaction alerts via SMS.